The 2018 season is almost here, and while it might seem like a big deal to upgrade your vehicle’s safety and fuel economy, it could also save you money on your insurance.
While it’s important to know your insurance rates and get quotes from your insurer, the simple fact is you don’t have to spend thousands on car insurance just to avoid a high deductible.
According to a new study by auto insurance brokerage AIG, if you’re driving a 2016 or 2017 Ford F-150 pickup, you’ll save $197,935 if you buy an auto insurance policy that includes the cost of the front and rear seats.
That means the cost per dollar you pay is roughly $100 less than it would be with a standard auto policy, which would be about $600 less than a vehicle with only the rear seats, according to the study.
That could make the cost savings for your vehicle a lot more palatable if you’ve already purchased the policy and are in the market for a new one.
If you’re in the middle of the 2018 season and are considering buying a new vehicle, AIG recommends that you compare all the options, including the rear seat belts and the safety belts, and determine which is the best fit for your needs.
To find the best price for your 2019 Ford F150 pickup on AIG’s website, visit the Ford website and then click on “Vehicle.”
If the price of the car you want to buy drops, you may be able to save money by purchasing an additional car in your current plan, Aig says.
You can also take advantage of auto insurance companies’ discounts, which can bring down the cost and also reduce your premium if you do purchase a new car.
AIG also recommends that drivers with no previous collision coverage and who are not enrolled in a new driver’s license program get the front seat belt option.
This could help lower the cost for your next vehicle purchase.
The bottom line: It’s best to check with your insurer if you want a new or upgraded vehicle and find out how much it would cost to insure your vehicle if you bought the car in 2018.